For more than thirty years, the hallmark of our services consistently has been a swift understanding of a client’s business and unique needs.  Nowhere is this more evident than in our approach to your credit card business.  Capitalizing on decades of expertise, PTC offers the strength of experts who are prepared to craft distinct and profitable initiatives for your portfolio.

What We Target:

• Systems and Product Audit—Disclosure discrepancies, sub-optimal implementations, incorrect system settings, and fee leakage
• Calculation Routines—Interest calculation and application methodologies, timing and sequencing of activities, and payment operations
• Pricing Alternatives—Fee application methodologies and balance build strategies

What We Deliver:

• Being “low-touch,” we are largely self navigating and use very little staff time from our clients
• Initial strategies can be presented within 2 to 3 weeks of engagement kickoff
• Benefits to the client generally range from $2 to $5 per active account per year
• Paid only on realized benefits