Our check recovery solutions focus on merchant bank customers for whom payment by check is prevalent. For more than 10 years, we have been providing risk management and fraud prevention payment solutions to businesses and retail merchants, school districts, hospitals, and financial institutions.

How can this service benefit your bank?

By offering a full-service bad check recovery program to your commercial checking customers—for both electronic re-presentment and manual collections—you effectively enhance your current Treasury Management re-presentment services.

The program is a value-added, no-cost service for your Merchant Customers, resulting in a revenue opportunity for your bank or credit union. Your client, in turn, will experience a significant improvement in bad check recoveries and cash flow. It’s a competitive advantage prospective and existing merchant customers will take note of, along with these benefits that will serve both you and them:

• Our “opt out” approach keeps Merchant Customer participation high and product implementation simple
• We produce higher than normal recovery rates, and provide your Merchant Customers a rebate of the Bank’s RDI fees, where applicable
• Relationship Manager assistance available for high-volume commercial retail merchants
• Electronic check presentment recovers 100% of the dishonored check face amount
• The Merchant Customer’s Return Deposited Item fee may be refunded
• Our collection results are significantly higher and faster than self-initiated efforts
• 24/7 live website access to collections status
• Higher returns for minimal investment; ask about our benefit calculator
• The program can be marketed as an enticement to potential Merchant customers.
• No equipment or client investment required. It’s free!

Start reaping the rewards in these easy steps!

• Merchant Customers are introduced to opt-out program
• We work with your Marketing and Operations team on launch
• Establish roll-out date
• We will contact your Merchant Customers to review and confirm program/service capabilities
• Conversation with Merchant Customer is recorded for verification purposes
• Merchant Customer opts out of the program at this point if they wish.
• Welcome kits distributed
• Smart Check Recovery process begins